Long-Term Care Insurance (LTC)
LTC insurance is designed to provide financial assistance in case care is needed in a long-term care facility, at home or another similar place such as a nursing home. You, your spouse/civil union partner, as well as both you and your spouse's/civil union partner's parents and grandparents (whether natural, adoptive or step), siblings and children (minimum age 18) are eligible to participate and receive monthly benefits for a three to five year duration or an unlimited duration depending on your election. This plan is fully paid by the employee who elects to buy coverage. Evidence of insurability may apply. Unum is the contracted vendor for long-term care insurance.
